Chapter 9 – Construction Basics

• Which building codes direct construction in New YorkState.

• The requirements to complete a construction project.

• The major systems that run a home, including heating,cooling, plumbing, electrical, and waste systems.

• The mandated guarantees and warranties for newconstruction and renovations.

Chapter 9A – Environmental Issues and Property Concerns

• What New York State environmental law requires.

• Why the EPA was established and what it does.

• What constitutes wetlands and why they are protected.

• How to recognize common environmental hazards and howto deal with them.

• The real estate professional’s obligations related toenvironmental issues.

https://zoom.us/j/3237166005

https://us02web.zoom.us/j/515824493

Password: 123456

Kristen is also a dedicated educator. She wrote the 1st environmental building course accepted by NY Dept. of State. At the request of State University of New York, she created a  Corporate Sustainability curriculum, the first of its kind to be offered at a major university.

Mix and match any of our 3.75-hour and 7.5-hour classes to make up your required 22.5 hours.

https://us02web.zoom.us/j/515824493

Password: 123456

Kristen is also a dedicated educator. She wrote the 1st environmental building course accepted by NY Dept. of State. At the request of State University of New York, she created a  Corporate Sustainability curriculum, the first of its kind to be offered at a major university.

Chapter 10 – The Valuation and Process and PricingProperties

• Differentiate between comparative market analysis andappraisals.

• Discuss the definition of market value.

• Explain the difference between value, price, and cost.

• Explain how and why a SMA is used.

• Explain the salesperson’s role in the valuation processand pricing properties.

• List the three approaches to determining value.

Chapter 10-A – Real Estate Math

• Measure square footage and acreage.

• Calculate commission.

• Calculate the net to seller.

• Calculate annual interest.

• Calculate percentage of profit and loss.

https://zoom.us/j/3237166005

Chapter 9 – Construction Basics

• Which building codes direct construction in New YorkState.

• The requirements to complete a construction project.

• The major systems that run a home, including heating,cooling, plumbing, electrical, and waste systems.

• The mandated guarantees and warranties for newconstruction and renovations.

Chapter 9A – Environmental Issues and Property Concerns

• What New York State environmental law requires.

• Why the EPA was established and what it does.

• What constitutes wetlands and why they are protected.

• How to recognize common environmental hazards and howto deal with them.

• The real estate professional’s obligations related toenvironmental issues.

Take Erik's Classes Here - https://us02web.zoom.us/j/7016646690

Cultural Competency For Real Estate

1. What is Cultural Competency?
2. Who IS the World?
3. How the norms of differing cultures can lead to confusion and misunderstandings in business and personal relationships?
4. Stages of cultural competency.
5. Develop culture-specific appropriate responses.

https://us02web.zoom.us/j/5526351915

https://zoom.us/j/3237166005

https://zoom.us/j/3237166005

Highline Residential

Chapter 10 – The Valuation and Process and PricingProperties

• Differentiate between comparative market analysis andappraisals.

• Discuss the definition of market value.

• Explain the difference between value, price, and cost.

• Explain how and why a SMA is used.

• Explain the salesperson’s role in the valuation processand pricing properties.

• List the three approaches to determining value.

Chapter 10-A – Real Estate Math

• Measure square footage and acreage.

• Calculate commission.

• Calculate the net to seller.

• Calculate annual interest.

• Calculate percentage of profit and loss.

Take Erik's Classes Here - https://us02web.zoom.us/j/7016646690

Implicit Bias

What is bias?

• What is conscious bias vs. unconscious (implicit) bias?
• Testing our assumptions
• A brief review of the factual and legal basis for requiring all New York rea
• estate professionals to take this training.
• What is a stereotype and how does it fit in the definitions of bias?

Types of Implicit Biases:

• Race and ethnicity
• Age
• Gender
• Accent
• LGBTQ
• Ability
• Affinity
• Beauty
• Name
• Weight
• Disability
• Adultification

Effects of bias:

• Misunderstanding and loss of customers
• Customer dissatisfaction
• “Black eye” for the entire real estate industry

What are Microaggressions and how can we deal with them when we commit one.

Implicit Bias in Real Estate, Government and the Real Estate Industry.

What can we do to respond and address our own implicit biases.

https://us02web.zoom.us/j/5526351915

Chapter 11 – Human Rights and Fair Housing

• Describe the evolution of fair housing laws.

• Identify examples of discrimination.

• Explain federal Fair Housing Laws and practices.

• Define elements of the Americans with Disabilities Act.

• Utilize acceptable advertising guidelines.

• Identify implications of violation fair housingmandates.

• Describe the elements of New York State law related tofair housing.

• Recognize the authority of the New York Civil RightsCommission.

https://us02web.zoom.us/j/515824493

Password: 123456

Kristen is also a dedicated educator. She wrote the 1st environmental building course accepted by NY Dept. of State. At the request of State University of New York, she created a  Corporate Sustainability curriculum, the first of its kind to be offered at a major university.

How do I stop it and what do I do if my identity is stolen. Learn: 1-What to do right away if your identity is stolen. 2-Follow up actions as needed. 3-Know your rights. 4-The warning signs of identity theft. A must have course for everyone in today's cybercrime environment.

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients.  Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City.  In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies.  Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate.  Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Among the many topics, this class will include:

1. THE HISTORY OF CREDIT

2. INTRODUCTION TO CREDIT

3. CREDIT REPORTING

4. CREDIT SCORING

5. HOW TO READ A CREDIT REPORT

6. METHODS OF IMPROVING YOUR CREDIT SCORE

7. CREDIT LEGISLATION

8. BANKRUPTCY

9. CREDIT REPAIR

10. IDENTITY THEFT

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients.  Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City.  In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies.  Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate.  Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Chapter 12 – Contracts and Contract Preparation

• Basic concepts of contract law.

• The essential elements of a valid contract.

• How the statute of frauds applies to contracts.

• How contracts may be terminated.

• What information is needed to prepare a sales contract.

Chapter 12-A – Leases

• How to distinguish among the different types ofleasehold estates.

• The purpose of different types of lease options.

• How covenants affect lease contracts.

• How leases may be terminated and when it is acceptableto begin the process of eviction.

• The difference between rent control and rentstabilization.

https://us02web.zoom.us/j/515824493

Password: 123456

Kristen is also a dedicated educator. She wrote the 1st environmental building course accepted by NY Dept. of State. At the request of State University of New York, she created a  Corporate Sustainability curriculum, the first of its kind to be offered at a major university.

Chapter 11 – Human Rights and Fair Housing

• Describe the evolution of fair housing laws.

• Identify examples of discrimination.

• Explain federal Fair Housing Laws and practices.

• Define elements of the Americans with Disabilities Act.

• Utilize acceptable advertising guidelines.

• Identify implications of violation fair housingmandates.

• Describe the elements of New York State law related tofair housing.

• Recognize the authority of the New York Civil RightsCommission.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

This tutoring class can only be taken online, and not in person.

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients.  Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City.  In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies.  Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate.  Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Chapter 12 – Contracts and Contract Preparation

• Basic concepts of contract law.

• The essential elements of a valid contract.

• How the statute of frauds applies to contracts.

• How contracts may be terminated.

• What information is needed to prepare a sales contract.

Chapter 12-A – Leases

• How to distinguish among the different types ofleasehold estates.

• The purpose of different types of lease options.

• How covenants affect lease contracts.

• How leases may be terminated and when it is acceptableto begin the process of eviction.

• The difference between rent control and rentstabilization.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

We R New York

This tutoring class can only be taken online, and not in person.

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients.  Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City.  In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies.  Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate.  Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Chapter 16 – Real Estate Taxes and Assessments

• The purpose of property taxation.

• Who may be exempt from property taxes.

• How properties are assessed and by whom.

• How to calculate property taxes.

• How equalization affects property taxes.

• The process property owners follow to challenge assessments.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

https://us02web.zoom.us/j/5526351915

https://us02web.zoom.us/j/5526351915

Take Vince's Class Here - https://us02web.zoom.us/j/5179624609

Agency

Mix and match any of our 3.75-hour and 7.5-hour classes to make up your required 22.5 hours.

Take Vince's Class Here - https://us02web.zoom.us/j/5179624609

Chapter 17 – Condominiums and Cooperatives

• What a condominium is, how it is developed, and how itoperates.

• Considerations which condominium purchase andownership.

• Requirements for the sale and purchase of cooperatives.

• How condos and co-ops differ.

• How a condop is created.

https://us02web.zoom.us/j/5526351915

Chapter 15 – Municipal Agencies

• The administrative divisions within New York State.

• The roles and responsibilities of municipal agencies inNew York State.

• How these agencies can help you as a real estateprofessional.

https://us02web.zoom.us/j/5526351915

Highline Residential

This course covers basic fair housing principles which salespersons and brokers are expected to know and practice. The course also examines the Federal, State, local and regulatory codes that shape fair housing as we know it.

Students will gain a deeper understanding of the law by reviewing historical origins and social objectives. The course begins at the time in America when we had "unfair housing," in other words, people living in the forced servitude of slavery. The historical account continues through the Civil War, the Civil Rights era, and the Women's and Disabilities movements to the present day. Landmark Supreme Court cases are also covered in detail, along with examples of enforcement in the real estate industry. This timeline is intended to clarify, amplify and dramatize the laws we follow in real estate practice.

In licensing classes, students were required to memorize fair housing laws and court decisions. In this class, they learn why and how these historic strides were made. Techniques for upholding fair housing law also will be discussed in detail.

Among the many topics, this class will include:
Fair Housing Concepts
Brokerage practices
What Housing is Covered under Fair Housing?
Definitions: "Protected Groups", "Profiling" etc.
Megan's Law
History and Legislation
Federal Laws
Supreme Court Cases
Plessy v. Ferguson, Buchanan v. Warley, Brown v. Board of Ed., Shelley v Kraemer, Jones v Mayer
NY State Legislation and Local Laws
ADA Americans with Disabilities Act
NYC Fair Housing Protections
How Real Estate Licensees Can Support Fair Housing

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

Chapter 16 – Real Estate Taxes and Assessments

• The purpose of property taxation.

• Who may be exempt from property taxes.

• How properties are assessed and by whom.

• How to calculate property taxes.

• How equalization affects property taxes.

• The process property owners follow to challenge assessments.

https://us02web.zoom.us/j/5526351915

Law of Agency (3.75 HRS)

Fiduciary Relationships/Agency/Listing Agreement
Obedience
Loyalty
Disclosure
Confidentiality
Accountability
Reasonable, Skill, Care and Diligence

Agent Authority
General
Special 
Universal
Agent/ Broker Relationship
Creation of Agency
Broker/Agent Compensation
 
Termination Of Agency
Completion 
Expiration of Terms
Operation Of Law
Mutual Agreement
Revocation
 
Agency Alternatives
Single Agency
Seller’s Agent
Buyer’s Agent 
Subagent
Broker’s Agent

Dual Agency 
Written
Informed
Consensual
In Advance
Designated sales Agents
Undisclosed Dual Agency 

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

Chapter 18 – Property Management

• Licensing requirements for property managers in NewYork.

• What skills are necessary to be a successful propertymanager.

• What comprises the management agreement used to set upand support property management.

• Which budgets and reports property managers mustdevelop and analyze.

• How to effectively advertise, market, and lease managedproperties.

https://us02web.zoom.us/j/5526351915

Chapter 17 – Condominiums and Cooperatives

• What a condominium is, how it is developed, and how itoperates.

• Considerations which condominium purchase andownership.

• Requirements for the sale and purchase of cooperatives.

• How condos and co-ops differ.

• How a condop is created.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

Law of Agency (3.75 HRS)

Fiduciary Relationships/Agency/Listing Agreement
Obedience
Loyalty
Disclosure
Confidentiality
Accountability
Reasonable, Skill, Care and Diligence

Agent Authority
General
Special 
Universal
Agent/ Broker Relationship
Creation of Agency
Broker/Agent Compensation
 
Termination Of Agency
Completion 
Expiration of Terms
Operation Of Law
Mutual Agreement
Revocation
 
Agency Alternatives
Single Agency
Seller’s Agent
Buyer’s Agent 
Subagent
Broker’s Agent

Dual Agency 
Written
Informed
Consensual
In Advance
Designated sales Agents
Undisclosed Dual Agency 

Take Vince's Class Here - https://us02web.zoom.us/j/5179624609

Chapter 18 – Property Management

• Licensing requirements for property managers in NewYork.

• What skills are necessary to be a successful propertymanager.

• What comprises the management agreement used to set upand support property management.

• Which budgets and reports property managers mustdevelop and analyze.

• How to effectively advertise, market, and lease managedproperties.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

RLTY Co

Chapter 19 – Commercial and Investment Properties 1

• License requirements for commercial real estate.

• Considerations for different types of investmentproperties.

• How rent is calculated on commercial space.

• How commercial leases are structured.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

Take Vince's Class Here - https://us02web.zoom.us/j/5179624609

Chapter 19 – Commercial and Investment Properties 1

• License requirements for commercial real estate.

• Considerations for different types of investmentproperties.

• How rent is calculated on commercial space.

• How commercial leases are structured.

https://zoom.us/j/3237166005

Implicit Bias

What is bias?

• What is conscious bias vs. unconscious (implicit) bias?
• Testing our assumptions
• A brief review of the factual and legal basis for requiring all New York rea
• estate professionals to take this training.
• What is a stereotype and how does it fit in the definitions of bias?

Types of Implicit Biases:

• Race and ethnicity
• Age
• Gender
• Accent
• LGBTQ
• Ability
• Affinity
• Beauty
• Name
• Weight
• Disability
• Adultification

Effects of bias:

• Misunderstanding and loss of customers
• Customer dissatisfaction
• “Black eye” for the entire real estate industry

What are Microaggressions and how can we deal with them when we commit one.

Implicit Bias in Real Estate, Government and the Real Estate Industry.

What can we do to respond and address our own implicit biases.

https://us02web.zoom.us/j/515824493

Password: 123456

Kristen is also a dedicated educator. She wrote the 1st environmental building course accepted by NY Dept. of State. At the request of State University of New York, she created a  Corporate Sustainability curriculum, the first of its kind to be offered at a major university.

Chapter 20 – Commercial and Investment Properties 2

• Characteristics of real property investment.

• How risk affects property investment.

• The components of the cash flow model and how it isapplied to most investment opportunities.

• How to evaluate the income potential of an investmentproperty and determine its value to an investor.

https://zoom.us/j/3237166005

Cultural Competency For Real Estate

1. What is Cultural Competency?
2. Who IS the World?
3. How the norms of differing cultures can lead to confusion and misunderstandings in business and personal relationships?
4. Stages of cultural competency.
5. Develop culture-specific appropriate responses.

https://us02web.zoom.us/j/515824493

Password: 123456

Kristen is also a dedicated educator. She wrote the 1st environmental building course accepted by NY Dept. of State. At the request of State University of New York, she created a  Corporate Sustainability curriculum, the first of its kind to be offered at a major university.

Take Erik's Classes Here - https://us02web.zoom.us/j/7016646690

Mix and match any of our 3.75-hour and 7.5-hour classes to make up your required 22.5 hours.

https://us02web.zoom.us/j/5526351915

https://zoom.us/j/3237166005

https://zoom.us/j/3237166005

Take Erik's Classes Here - https://us02web.zoom.us/j/7016646690

Highline Residential

Law of Agency (3.75 HRS)

Fiduciary Relationships/Agency/Listing Agreement
Obedience
Loyalty
Disclosure
Confidentiality
Accountability
Reasonable, Skill, Care and Diligence

Agent Authority
General
Special 
Universal
Agent/ Broker Relationship
Creation of Agency
Broker/Agent Compensation
 
Termination Of Agency
Completion 
Expiration of Terms
Operation Of Law
Mutual Agreement
Revocation
 
Agency Alternatives
Single Agency
Seller’s Agent
Buyer’s Agent 
Subagent
Broker’s Agent

Dual Agency 
Written
Informed
Consensual
In Advance
Designated sales Agents
Undisclosed Dual Agency 

https://us02web.zoom.us/j/5526351915

Chapter 15 – Municipal Agencies

• The administrative divisions within New York State.

• The roles and responsibilities of municipal agencies inNew York State.

• How these agencies can help you as a real estateprofessional.

https://us02web.zoom.us/j/515824493

Password: 123456

Kristen is also a dedicated educator. She wrote the 1st environmental building course accepted by NY Dept. of State. At the request of State University of New York, she created a  Corporate Sustainability curriculum, the first of its kind to be offered at a major university.

For most sessions we line up guest speakers (subject to availability) with expert knowledge in various real estate areas to make a presentation to the class. You will be notified who will be presenting once the classes start. Prior presentations included the following: HPD lecture on LL#1; Financing and Debt; Environmental Remediation; Realty Information System www.rissoft.com (software application); and a interactive overview of operational management issues included with a NYC field trip (see prior class pictures).

Topic I: Communications Skills and Understanding Property Management For Commercial, Residential (Condo/Co-op), Medical, Industrial, Government, Hotel/Resort, Special Use & Infrastructure Projects

Topic II: Operations Management, Public Relations, Trades & Workforce

Topic III: Building Compliance, Legal, Authority and Contractual Issues

Topic IV: Debt-Equity Load and Real Estate Computer Software Systems

Topic V: Budgets, Cash Flow, Financial Statements and Bookkeeping

Topic VI: Field Trip, Green Building (LEED), Marketing & Urban Planning

Topic VII: Leases, Landlord – Tenant Law and Risk Management

Topic VIII: Conservation, Security and Safety Protocols & Zoning Issues

The course participant can make a verbal request of the Instructor to be involved with preparing an optional course paper that can be graded with a letter or numeric grade for the purpose of obtaining a educational reimbursement from an employer or employment program for career development.

THESE CLASSES ARE ONLY ONLINE, AND NOT IN PERSON

Salvador Rozenberg is an experienced professional with a diverse background in architecture, civil engineering, community development, construction, education, leadership, real estate, teaching, urban planning, and youth development. He is interested in senior leadership development, business development, urban design, and data architecture roles in industries such as healthcare, economic development, education, and engineering. Salvador is based in New York (NY) and prefers locations in the Tri-State Area and Florida. He possesses strong skills in leadership, project management, data analysis, and interpersonal communication.

Chapter 16 – Real Estate Taxes and Assessments

• The purpose of property taxation.

• Who may be exempt from property taxes.

• How properties are assessed and by whom.

• How to calculate property taxes.

• How equalization affects property taxes.

• The process property owners follow to challenge assessments.

https://us02web.zoom.us/j/515824493

Password: 123456

Kristen is also a dedicated educator. She wrote the 1st environmental building course accepted by NY Dept. of State. At the request of State University of New York, she created a  Corporate Sustainability curriculum, the first of its kind to be offered at a major university.

Chapter 4 – Law of Agency

• Other Types of Disclosure and Antitrust Laws

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

This tutoring class can only be taken online, and not in person.

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients.  Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City.  In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies.  Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate.  Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

We R New York

This tutoring class can only be taken online, and not in person.

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients.  Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City.  In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies.  Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate.  Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Chapter 20 – Commercial and Investment Properties 2

• Characteristics of real property investment.

• How risk affects property investment.

• The components of the cash flow model and how it isapplied to most investment opportunities.

• How to evaluate the income potential of an investmentproperty and determine its value to an investor.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

RLTY Co

Chapter 6 – Deeds

• The purpose of a deed.

• Essential elements of a valid deed.

• How to distinguish among the different forms of deeds.

• About a property’s legal description.

• Methods of transferring title.

Chapter 6-A – Real Estate Closings

• The purpose of the public records system.

• The significance of a marketable title.

• The documents necessary for closing.

• Which closing costs are paid by a buyer and by aseller.

• How to calculate prorations.

Take John's Classes Here - https://us02web.zoom.us/j/9425292516

John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company.  He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department.  It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies.  He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing.  From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a  Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company.  John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.

Agency

Implicit Bias

What is bias?

• What is conscious bias vs. unconscious (implicit) bias?
• Testing our assumptions
• A brief review of the factual and legal basis for requiring all New York rea
• estate professionals to take this training.
• What is a stereotype and how does it fit in the definitions of bias?

Types of Implicit Biases:

• Race and ethnicity
• Age
• Gender
• Accent
• LGBTQ
• Ability
• Affinity
• Beauty
• Name
• Weight
• Disability
• Adultification

Effects of bias:

• Misunderstanding and loss of customers
• Customer dissatisfaction
• “Black eye” for the entire real estate industry

What are Microaggressions and how can we deal with them when we commit one.

Implicit Bias in Real Estate, Government and the Real Estate Industry.

What can we do to respond and address our own implicit biases.

Take Vince's Class Here - https://us02web.zoom.us/j/5179624609

Chapter 5 – Easements and Liens

• Differentiate types of easements and who benefits fromthem.

• How easements may be created.

• The difference between easements and licenses.

• The difference between encumbrances and encroachments.

• Various types of liens.

• The impact of liens on property.

• Adverse possession and the requirements necessary for it.

Take John's Classes Here - https://us02web.zoom.us/j/9425292516

John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company.  He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department.  It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies.  He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing.  From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a  Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company.  John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.

Cultural Competency For Real Estate

1. What is Cultural Competency?
2. Who IS the World?
3. How the norms of differing cultures can lead to confusion and misunderstandings in business and personal relationships?
4. Stages of cultural competency.
5. Develop culture-specific appropriate responses.

Take Vince's Class Here - https://us02web.zoom.us/j/5179624609

Chapter 1 – The Independent Contractor or Employee

• Differentiate between employees and independentcontractors.

• Identify the criteria that must be met to be classifiedas an independent contractor.

• Describe state and federal laws related to independentcontractors.

Chapter 1-A – Real Estate License Law

• List the different types of real estate licensecatergories.

• Identify the types of real estate brokers licenses.

• Explain the requirements to become a real estate brokeror salesperson.

• Explain a broker’s responsibility to the salesperson.

• Identify acts that could warrant the suspension orrevocation of a license.

Take John's Classes Here - https://us02web.zoom.us/j/9425292516

John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company.  He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department.  It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies.  He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing.  From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a  Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company.  John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.