Chapter 11 – Human Rights and Fair Housing

• Describe the evolution of fair housing laws.

• Identify examples of discrimination.

• Explain federal Fair Housing Laws and practices.

• Define elements of the Americans with Disabilities Act.

• Utilize acceptable advertising guidelines.

• Identify implications of violation fair housingmandates.

• Describe the elements of New York State law related tofair housing.

• Recognize the authority of the New York Civil RightsCommission.

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John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company.  He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department.  It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies.  He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing.  From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a  Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company.  John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.