Among the many topics, this class will include:

1. BPO Defined

1. 1. BPO-vs-Appraisal
   2. BPO-vs-CMA
   3. BPO-vs-MSR
   4. Interior Inspections
   5. Exterior/Drive-by Inspections
   6. AS-IS Valuation
   7. Fair Market Valuation
   8. AS-IS Repaired Valuation
   9. Probable Sales Price
   10. Suggested List Price
   11. BPO Risk Management
   12. Typical BPO Fee Structure

1. PURPOSE – Why BPO’s Are Ordered
   1. Short Sales
   2. REO Marketing And Pricing Strategies
   3. Bulk Institutional Sales
   4. Relocation
   5. Pre-Foreclosure Evaluation
   6. Legal Disputes: Matrimonial, Business and Tax Appeal
   7. Mortgage Fraud
   8. Seller Pre-Marketing

1. Methodology and Guidelines
   1. Selecting Comparables-Sold and Listed
   2. Bracketing
   3. Calculating Adjustments
   4. Determining Condition
   5. Functional Obsolescence
   6. Environmental, Structural, Mechanical and Cosmetic Issues
   7. Percentage of Homeowners -vs- Renters
   8. Percentage of REO’s -vs- Homeowners
   9. Percentage of New Construction
   10. Percentage of Short Sales
   11. Urban, Suburban and Rural Settings
   12. Neighborhood Geographic Boundaries
   13. Narrative Regarding Subject And Neighborhood
   14. Proper Photos

Instructor, Realtor, Speaker, Trainer & Coach

Nancy Mosca is a licensed New York State Associate Broker and has been a Realtor for over 21 years. She is also a New York State Certified Real Estate Instructor and teaches for NYREI as well as Local, State & National Association's & the Real Estate Buyers Agent Council.

Nancy currently serves as Vice President for Queens County for the Long Island Board of Realtors. She serves as a Director for New York State & the National Board of Realtors. Nancy actively serves on various committees on the local, state & national levels.

With her experience as a Broker in the practice of real estate she adds a unique dimension to the courses she teaches. Nancy has developed personalized training programs for various corporations and groups based on their individual needs.

A believer in Realtor education, Nancy has earned the ABR, AHWD, BPOR, CBR, CIPS,CNE, EHO, GRI, ITI, MRP, PSA, RENE, SRS, SFR & SRES, designations and certifications. In addition, she has earned her Certification as a Human Behavioral Consultant and is a recognized member of the National Speakers Association.