Loan Products-Investment Monies (1 hr) (Remedial)

· The Role of the Secondary Market 

o Freddie Mac 

o Ginnie Mae 

o Fannie Mae 

· What are convention Loans? 

· What are government backed loans? 

Residential Leasing Terms (1 hr) 

· Property leasing steps 

· The application processes 

· Identification fees screening and selecting Tenants 

· Screening Services 

· Legal History of the tenant 

· Personal Investigation 

· Rental history of the tenant 

· Financial Status of the tenant 

· Credit Reports 

· Income Verification 

· Reaching a Decision Risk Management (2 hrs) 

· How Lenders and investors manage Risk on investments? 

· Types of investments 

· Types of Ownership 

o Stocks 

o Loans 

· Investment risk 

o Safety 

o Liquidity 

· Benefits/Negatives of real estate investing 

o Appreciation 

o Leverage 

o Tax Benefits 

o Lending Risks 

o Risk of Default 

o Risk of Loss ·

 The underwriting process 

· Foreclosure

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients.  Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City.  In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies.  Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

 

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate.  Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.