Loan Products-Investment Monies (1 hr) (Remedial)

· The Role of the Secondary Market 

o Freddie Mac 

o Ginnie Mae 

o Fannie Mae 

· What are convention Loans? 

· What are government backed loans? 

Residential Leasing Terms (1 hr) 

· Property leasing steps 

· The application processes 

· Identification fees screening and selecting Tenants 

· Screening Services 

· Legal History of the tenant 

· Personal Investigation 

· Rental history of the tenant 

· Financial Status of the tenant 

· Credit Reports 

· Income Verification 

· Reaching a Decision Risk Management (2 hrs) 

· How Lenders and investors manage Risk on investments? 

· Types of investments 

· Types of Ownership 

o Stocks 

o Loans 

· Investment risk 

o Safety 

o Liquidity 

· Benefits/Negatives of real estate investing 

o Appreciation 

o Leverage 

o Tax Benefits 

o Lending Risks 

o Risk of Default 

o Risk of Loss ·

 The underwriting process 

· Foreclosure

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