New York Real Estate Institute

Chapter 12 – Contracts and Contract Preparation

Basic concepts of contract law.
The essential elements of a valid contract.
How the statute of frauds applies to contracts.
How contracts may be terminated.
What information is needed to prepare a sales contract.

Chapter 12-A – Leases

How to distinguish among the different types ofleasehold estates.
The purpose of different types of lease options.
How covenants affect lease contracts.
How leases may be terminated and when it is acceptableto begin the process of eviction.
The difference between rent control and rentstabilization.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

This tutoring class can only be taken online, and not in person.

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Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

We R New York

Chapter 11 – Human Rights and Fair Housing

Describe the evolution of fair housing laws.
Identify examples of discrimination.
Explain federal Fair Housing Laws and practices.
Define elements of the Americans with Disabilities Act.
Utilize acceptable advertising guidelines.
Identify implications of violation fair housingmandates.
Describe the elements of New York State law related tofair housing.
Recognize the authority of the New York Civil RightsCommission.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

This tutoring class can only be taken online, and not in person.

register

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Chapter 15 – Municipal Agencies

The administrative divisions within New York State.
The roles and responsibilities of municipal agencies inNew York State.
How these agencies can help you as a real estateprofessional.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

Chapter 14 – Mortgage Basics

Types of mortgages and their particular uses.
Typical legal clauses found in mortgages.
The process of judicial foreclosure and the equitableright of redemption.
Lending regulations designed to protect borrowers.
What information is required on a loan application.
Qualifying standards for conventional, FHA-insured, andVA-guaranteed loans.
The difference between a mortgage banker and a mortgagebroker.
What the responsibilities of a mortgage broker are.
The state registration requirements for mortgagebrokers.
New York requirements for dual agency disclosure.

Take John's Classes Here - https://us02web.zoom.us/j/9425292516

John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company. He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department. It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies. He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing. From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company. John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.

Chapter 13 – Overview of Real Estate Finance

What instruments are used to finance the purchase ofreal estate.
The difference between primary and secondary mortgagemarkets.
Types of primary mortgage lenders and their areas ofspecialty.
Methods by which a mortgage loan is repaid.
The purpose of private mortgage insurance and how itworks.
Indicators of predatory lending and how it can beprevented.

Take John's Classes Here - https://us02web.zoom.us/j/9425292516

John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company. He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department. It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies. He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing. From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company. John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.

Agency

Chapter 16 – Real Estate Taxes and Assessments

The purpose of property taxation.
Who may be exempt from property taxes.
How properties are assessed and by whom.
How to calculate property taxes.
How equalization affects property taxes.
The process property owners follow to challenge assessments.

Take John's Classes Here - https://us02web.zoom.us/j/9425292516

John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company. He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department. It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies. He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing. From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company. John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.

Chapter 16 – Real Estate Taxes and Assessments

The purpose of property taxation.
Who may be exempt from property taxes.
How properties are assessed and by whom.
How to calculate property taxes.
How equalization affects property taxes.
The process property owners follow to challenge assessments.

Take John's Classes Here - https://us02web.zoom.us/j/9425292516

John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company. He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department. It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies. He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing. From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company. John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.

Chapter 15 – Municipal Agencies

The administrative divisions within New York State.
The roles and responsibilities of municipal agencies inNew York State.
How these agencies can help you as a real estateprofessional.

Take John's Classes Here - https://us02web.zoom.us/j/9425292516

John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company. He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department. It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies. He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing. From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company. John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.

Highline Residential

Chapter 17 – Condominiums and Cooperatives

What a condominium is, how it is developed, and how itoperates.
Considerations which condominium purchase andownership.
Requirements for the sale and purchase of cooperatives.
How condos and co-ops differ.
How a condop is created.

Take John's Classes Here - https://us02web.zoom.us/j/9425292516

John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company. He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department. It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies. He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing. From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company. John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.

Chapter 18 – Property Management

Licensing requirements for property managers in NewYork.
What skills are necessary to be a successful propertymanager.
What comprises the management agreement used to set upand support property management.
Which budgets and reports property managers mustdevelop and analyze.
How to effectively advertise, market, and lease managedproperties.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

Chapter 17 – Condominiums and Cooperatives

What a condominium is, how it is developed, and how itoperates.
Considerations which condominium purchase andownership.
Requirements for the sale and purchase of cooperatives.
How condos and co-ops differ.
How a condop is created.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

Corcoran is so much more than a full service real estate firm. We're a group of talented people with a passion for finding the best way of living. People who make every effort to help you live who you are. This philosophy guides everything we do at Corcoran to help our clients find homes where they can come to life. For 45 years, we haven't just been around the block. We've been around nearly every block of New York City. In 2003, we expanded into the Hamptons and South Florida. Today we are affiliated with over 2,200 independent agents, have 25 offices and sales that have reached more than $21 billion annually.

Chapter 18 – Property Management

Licensing requirements for property managers in NewYork.
What skills are necessary to be a successful propertymanager.
What comprises the management agreement used to set upand support property management.
Which budgets and reports property managers mustdevelop and analyze.
How to effectively advertise, market, and lease managedproperties.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

Chapter 20 – Commercial and Investment Properties 2

Characteristics of real property investment.
How risk affects property investment.
The components of the cash flow model and how it isapplied to most investment opportunities.
How to evaluate the income potential of an investmentproperty and determine its value to an investor.

https://zoom.us/j/3237166005

Law of Agency (3.75 HRS)

Fiduciary Relationships/Agency/Listing Agreement
Obedience
Loyalty
Disclosure
Confidentiality
Accountability
Reasonable, Skill, Care and Diligence

Agent Authority
General
Special
Universal
Agent/ Broker Relationship
Creation of Agency
Broker/Agent Compensation

Termination Of Agency
Completion
Expiration of Terms
Operation Of Law
Mutual Agreement
Revocation

Agency Alternatives
Single Agency
Seller’s Agent
Buyer’s Agent
Subagent
Broker’s Agent

Dual Agency
Written
Informed
Consensual
In Advance
Designated sales Agents
Undisclosed Dual Agency

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Password: 123456

As a lecturer and educator in great demand, Kristen is tirelessly spreading the green message. She has addressed the United Nations twice, spoken annually at the NY Javits Center GoGreen Expo, appeared on national Talk Radio and filmed a pilot for Lifetime TV, along with other television appearances. She has also granted interviews to the Wall Street Journal, Newsweek, the Village Voice and other publications.

Kristen is also a dedicated educator. She wrote the 1st environmental building course accepted by NY Dept. of State. At the request of State University of New York, she created a Corporate Sustainability curriculum, the first of its kind to be offered at a major university.

Chapter 19 – Commercial and Investment Properties 1

License requirements for commercial real estate.
Considerations for different types of investmentproperties.
How rent is calculated on commercial space.
How commercial leases are structured.

https://zoom.us/j/3237166005

IPRG

Mix and match any of our 3.75-hour and 7.5-hour classes to make up your required 22.5 hours.

register

https://us02web.zoom.us/j/515824493

Password: 123456

As a lecturer and educator in great demand, Kristen is tirelessly spreading the green message. She has addressed the United Nations twice, spoken annually at the NY Javits Center GoGreen Expo, appeared on national Talk Radio and filmed a pilot for Lifetime TV, along with other television appearances. She has also granted interviews to the Wall Street Journal, Newsweek, the Village Voice and other publications.

Kristen is also a dedicated educator. She wrote the 1st environmental building course accepted by NY Dept. of State. At the request of State University of New York, she created a Corporate Sustainability curriculum, the first of its kind to be offered at a major university.

Capítulo 9 – Fundamentos de la Construcción

¿Qué códigos de construcción rigen la construcción en el estado de Nueva York?

Requisitos para completar un proyecto de construcción.

Los principales sistemas que funcionan en una vivienda, incluyendo calefacción, refrigeración, plomería, electricidad y sistemas de desagüe.

Garantías obligatorias para construcciones nuevas y renovaciones.

Capítulo 9A – Asuntos Ambientales y Preocupaciones sobre la Propiedad

Qué exige la legislación ambiental del estado de Nueva York.

Por qué se creó la EPA y qué hace.

Qué constituyen los humedales y por qué están protegidos.

Cómo reconocer los riesgos ambientales comunes y cómo abordarlos.

Obligaciones del profesional inmobiliario en relación con los asuntos ambientales.

https://zoom.us/j/3237166005

Chapter 5 – Easements and Liens

Differentiate types of easements and who benefits fromthem.
How easements may be created.
The difference between easements and licenses.
The difference between encumbrances and encroachments.
Various types of liens.
The impact of liens on property.
Adverse possession and the requirements necessary for it.

Take Erik's Classes Here - https://us02web.zoom.us/j/7016646690

Chapter 6 – Deeds

The purpose of a deed.
Essential elements of a valid deed.
How to distinguish among the different forms of deeds.
About a property’s legal description.
Methods of transferring title.

Chapter 6-A – Real Estate Closings

The purpose of the public records system.
The significance of a marketable title.
The documents necessary for closing.
Which closing costs are paid by a buyer and by aseller.
How to calculate prorations.

Take Erik's Classes Here - https://us02web.zoom.us/j/7016646690

Highline Residential

Capítulo 10 – La valoración, el proceso y la fijación de precios de las propiedades

Diferenciar entre el análisis comparativo de mercado y las tasaciones.

Explicar la definición de valor de mercado.

Explicar la diferencia entre valor, precio y coste.

Explicar cómo y por qué se utiliza una media móvil simple (SMA).

Explicar el papel del vendedor en el proceso de valoración y la fijación de precios de las propiedades.

Enumerar los tres enfoques para determinar el valor.

Capítulo 10-A – Matemáticas inmobiliarias

Medir los metros cuadrados y la superficie.

Calcular la comisión.

Calcular el beneficio neto para el vendedor.

Calcular el interés anual.

Calcular el porcentaje de ganancias y pérdidas.

https://zoom.us/j/3237166005

Chapter 7 – Estates and Interests

The elements and characteristics of real property.
What constitutes real property and personal property.
The difference between freehold and leasehold estates.
Alternate ways people can take ownership of realproperty.

https://us02web.zoom.us/j/515824493

Password: 123456

As a lecturer and educator in great demand, Kristen is tirelessly spreading the green message. She has addressed the United Nations twice, spoken annually at the NY Javits Center GoGreen Expo, appeared on national Talk Radio and filmed a pilot for Lifetime TV, along with other television appearances. She has also granted interviews to the Wall Street Journal, Newsweek, the Village Voice and other publications.

Kristen is also a dedicated educator. She wrote the 1st environmental building course accepted by NY Dept. of State. At the request of State University of New York, she created a Corporate Sustainability curriculum, the first of its kind to be offered at a major university.

Chapter 8 – Land Use Regulations

How restrictive covenants are created and terminated.
The purpose of zoning and how it is classified.
Regulations related to the subdivision of land.
How land use regulations are enforced.

https://us02web.zoom.us/j/515824493

Password: 123456

As a lecturer and educator in great demand, Kristen is tirelessly spreading the green message. She has addressed the United Nations twice, spoken annually at the NY Javits Center GoGreen Expo, appeared on national Talk Radio and filmed a pilot for Lifetime TV, along with other television appearances. She has also granted interviews to the Wall Street Journal, Newsweek, the Village Voice and other publications.

Kristen is also a dedicated educator. She wrote the 1st environmental building course accepted by NY Dept. of State. At the request of State University of New York, she created a Corporate Sustainability curriculum, the first of its kind to be offered at a major university.

Chapter 3 – Law of Agency

Disclosure and Listing Forma

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

This tutoring class can only be taken online, and not in person.

register

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

We R New York

Chapter 4 – Law of Agency

Other Types of Disclosure and Antitrust Laws

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

This tutoring class can only be taken online, and not in person.

register

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Chapter 19 – Commercial and Investment Properties 1

License requirements for commercial real estate.
Considerations for different types of investmentproperties.
How rent is calculated on commercial space.
How commercial leases are structured.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

Chapter 5 – Easements and Liens

Differentiate types of easements and who benefits fromthem.
How easements may be created.
The difference between easements and licenses.
The difference between encumbrances and encroachments.
Various types of liens.
The impact of liens on property.
Adverse possession and the requirements necessary for it.

Take John's Classes Here - https://us02web.zoom.us/j/9425292516

John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company. He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department. It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies. He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing. From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company. John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.

Agency Law: Basics (4 hrs)

· Agency and Fiduciary Basics

· What is Agency?

· Legal Definition of an agents

· How is an Agency Created?

· What are the Fiduciary Duties Owed to a Principal?

· What is the Broker-Salesperson Relationship?

· How do you Terminate an Agency

· What is the Agents’ relationship with Customers?

· What are the different types of Agencies?

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Agency Law: Disclosures (4 hrs)

· What is an Agency Disclosure Form?

· What are the other disclosure obligations?

· Student will understand New York’s Agency Disclosure Laws?

· The student will define the purpose of License Laws

· Disclosure of Agency Relationships

· New York Agency Relationships

· Agency Disclosure Form

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Chapter 6 – Deeds

The purpose of a deed.
Essential elements of a valid deed.
How to distinguish among the different forms of deeds.
About a property’s legal description.
Methods of transferring title.

Chapter 6-A – Real Estate Closings

The purpose of the public records system.
The significance of a marketable title.
The documents necessary for closing.
Which closing costs are paid by a buyer and by aseller.
How to calculate prorations.

Take John's Classes Here - https://us02web.zoom.us/j/9425292516

John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company. He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department. It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies. He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing. From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company. John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.

Agency

Chapter 20 – Commercial and Investment Properties 2

Characteristics of real property investment.
How risk affects property investment.
The components of the cash flow model and how it isapplied to most investment opportunities.
How to evaluate the income potential of an investmentproperty and determine its value to an investor.

Take John's Classes Here - https://us02web.zoom.us/j/9425292516

John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company. He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department. It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies. He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing. From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company. John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.

License Law (4 hrs)

· New York State law Article 12-A

· The powers and duties of the NYS Board of Real Estate

· New York Division of Licensing Services

· New York Real Estate Licenses

· Other New York Licenses

· What is Reciprocity

· Real Estate Office and General Practices

· General Business Practices

· Types of compensation from employing Broker

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Operating a Real Estate Office (4 hrs)

· Setting Up a Brokerage firm

· How to recruit agents

· Training Considerations for agents

· How to design business plans and realistic budgets

· How to structure commission rates

· NAR Code of Ethics and New York Law

· Calculating Commercial Commissions

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Chapter 7 – Estates and Interests

The elements and characteristics of real property.
What constitutes real property and personal property.
The difference between freehold and leasehold estates.
Alternate ways people can take ownership of realproperty.

Take John's Classes Here - https://us02web.zoom.us/j/9425292516

John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company. He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department. It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies. He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing. From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company. John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.

Cooper & Cooper

Mr. Jordan Cooper, Partner: Jordan was a Top Producer at a large real estate firm for several years prior to co-founding Cooper & Cooper with his brother, Jeremy. Jordan served as an investment banker at Goldman, Sachs & Co. in the Financial Institutions Group. His deal experience includes several high-profile transactions, most notably the $3 billion demutualization & IPO of Prudential Insurance, and the $30 billion acquisition of Associates First Capital by Citigroup. Jordan graduated Summa Cum Laude from Harvard University with a degree in Economics.

Chapter 8 – Land Use Regulations

How restrictive covenants are created and terminated.
The purpose of zoning and how it is classified.
Regulations related to the subdivision of land.
How land use regulations are enforced.

Take John's Classes Here - https://us02web.zoom.us/j/9425292516

John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company. He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department. It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies. He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing. From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company. John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.

Real Estate Finance (2 hrs)

· Basics about lenders and security instruments

· What is the primary mortgage?

· Lien Theory vs. Title Theory

· The Mortgage Loan Origination process

· Mortgage Bankers vs. Mortgage Brokers

· What is predatory lending?

· The economy and the real estate market

· The Secondary Market

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Highline Residential

Real Property Investment (4 hrs)

· What is the commercial real estate market?

· Buying vs Leasing

· Third party advisors: Lawyers & Accountants

· Financing of investments

· Opportunities in commercial real estate

· License requirements

· Civil Rights and Fair Housing

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Chapter 1 – The Independent Contractor or Employee

Differentiate between employees and independentcontractors.
Identify the criteria that must be met to be classifiedas an independent contractor.
Describe state and federal laws related to independentcontractors.

Chapter 1-A – Real Estate License Law

List the different types of real estate licensecatergories.
Identify the types of real estate brokers licenses.
Explain the requirements to become a real estate brokeror salesperson.
Explain a broker’s responsibility to the salesperson.
Identify acts that could warrant the suspension orrevocation of a license.

Take John's Classes Here - https://us02web.zoom.us/j/9425292516

John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company. He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department. It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies. He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing. From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company. John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.

Financial Management (eg., budgets and record keeping) (Total 2Hrs)

Students Shall learn the about the following:

· Financial Controls.

· Engaging an Accounting Firm.

· Understanding Financial Statements.

· Budgeting.

Real Estate Finance (Total 2Hrs)

Students Shall learn the about the following:

· Basics about lenders and security instruments

· What is the primary mortgage?

· Lien Theory vs. Title Theory

· The Mortgage Loan Origination process.

· Mortgage Bankers vs. Mortgage Brokers.

· What is predatory lending?

· The economy and the real estate market.

· The Secondary Market.

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Chapter 9 – Construction Basics

Which building codes direct construction in New YorkState.
The requirements to complete a construction project.
The major systems that run a home, including heating,cooling, plumbing, electrical, and waste systems.
The mandated guarantees and warranties for newconstruction and renovations.

Chapter 9A – Environmental Issues and Property Concerns

What New York State environmental law requires.
Why the EPA was established and what it does.
What constitutes wetlands and why they are protected.
How to recognize common environmental hazards and howto deal with them.
The real estate professional’s obligations related toenvironmental issues.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

General Business Law (3 hrs)

· The Federal and State legal system.

· Difference between Criminal vs Civil law

· What is Judicial law?

· About the US Constitution

· Other categories of Law

· NYS Unified Court System

· The Uniform Commercial Code

· What are negotiable instruments?

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Chapter 10 – The Valuation and Process and PricingProperties

Differentiate between comparative market analysis andappraisals.
Discuss the definition of market value.
Explain the difference between value, price, and cost.
Explain how and why a SMA is used.
Explain the salesperson’s role in the valuation processand pricing properties.
List the three approaches to determining value.

Chapter 10-A – Real Estate Math

Measure square footage and acreage.
Calculate commission.
Calculate the net to seller.
Calculate annual interest.
Calculate percentage of profit and loss.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

Chapter 2 – Law of Agency

Describe ways in which an agency relationship iscreated.
Identify legal forms of agency in New York.
Define different types of agency relationships.
Explain circumstances that may terminate the agencyrelationship.
Identify the fiduciary duties an agent owes to aclient.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

Construction and Development (3 hrs)

· What are authorities of State and local governments?

· The Planning Board and other Municipal Agencies

· Zoning and Other Restrictions

· Basics of subdivisions and development

· Construction and Home Inspection Basics

· Development of Condominiums and Coops

Conveyance of Real Property (1 hr)

· Definition of Alienation

· Voluntary and Involuntary transfers of title

· Elements of a Deed and public recording

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Chapter 1 – The Independent Contractor or Employee

Differentiate between employees and independentcontractors.
Identify the criteria that must be met to be classifiedas an independent contractor.
Describe state and federal laws related to independentcontractors.

Chapter 1-A – Real Estate License Law

List the different types of real estate licensecatergories.
Identify the types of real estate brokers licenses.
Explain the requirements to become a real estate brokeror salesperson.
Explain a broker’s responsibility to the salesperson.
Identify acts that could warrant the suspension orrevocation of a license.

https://zoom.us/j/3237166005

Cultural Competency For Real Estate

What is Cultural Competency?
Who IS the World?
How the norms of differing cultures can lead to confusion and misunderstandings in business and personal relationships?
Stages of cultural competency.
Develop culture-specific appropriate responses.

register

https://us02web.zoom.us/j/515824493

Password: 123456

As a lecturer and educator in great demand, Kristen is tirelessly spreading the green message. She has addressed the United Nations twice, spoken annually at the NY Javits Center GoGreen Expo, appeared on national Talk Radio and filmed a pilot for Lifetime TV, along with other television appearances. She has also granted interviews to the Wall Street Journal, Newsweek, the Village Voice and other publications.

Kristen is also a dedicated educator. She wrote the 1st environmental building course accepted by NY Dept. of State. At the request of State University of New York, she created a Corporate Sustainability curriculum, the first of its kind to be offered at a major university.

Chapter 2 – Law of Agency

Describe ways in which an agency relationship iscreated.
Identify legal forms of agency in New York.
Define different types of agency relationships.
Explain circumstances that may terminate the agencyrelationship.
Identify the fiduciary duties an agent owes to aclient.

https://zoom.us/j/3237166005

Implicit Bias

What is bias?

What is conscious bias vs. unconscious (implicit) bias?
Testing our assumptions
A brief review of the factual and legal basis for requiring all New York rea
estate professionals to take this training.
What is a stereotype and how does it fit in the definitions of bias?

Types of Implicit Biases:

Race and ethnicity
Age
Gender
Accent
LGBTQ
Ability
Affinity
Beauty
Name
Weight
Disability
Adultification

Effects of bias:

Misunderstanding and loss of customers
Customer dissatisfaction
“Black eye” for the entire real estate industry

What are Microaggressions and how can we deal with them when we commit one.

Implicit Bias in Real Estate, Government and the Real Estate Industry.

What can we do to respond and address our own implicit biases.

register

https://us02web.zoom.us/j/515824493

Password: 123456

As a lecturer and educator in great demand, Kristen is tirelessly spreading the green message. She has addressed the United Nations twice, spoken annually at the NY Javits Center GoGreen Expo, appeared on national Talk Radio and filmed a pilot for Lifetime TV, along with other television appearances. She has also granted interviews to the Wall Street Journal, Newsweek, the Village Voice and other publications.

Kristen is also a dedicated educator. She wrote the 1st environmental building course accepted by NY Dept. of State. At the request of State University of New York, she created a Corporate Sustainability curriculum, the first of its kind to be offered at a major university.

IPRG

Chapter 9 – Construction Basics

Which building codes direct construction in New YorkState.
The requirements to complete a construction project.
The major systems that run a home, including heating,cooling, plumbing, electrical, and waste systems.
The mandated guarantees and warranties for newconstruction and renovations.

Chapter 9A – Environmental Issues and Property Concerns

What New York State environmental law requires.
Why the EPA was established and what it does.
What constitutes wetlands and why they are protected.
How to recognize common environmental hazards and howto deal with them.
The real estate professional’s obligations related toenvironmental issues.

Take Erik's Classes Here - https://us02web.zoom.us/j/7016646690

Capítulo 11 – Derechos Humanos y Vivienda Justa

Describir la evolución de las leyes de vivienda justa.

Identificar ejemplos de discriminación.

Explicar las leyes y prácticas federales de vivienda justa.

Definir los elementos de la Ley de Estadounidenses con Discapacidades.

Utilizar las directrices de publicidad aceptables.

Identificar las implicaciones de la violación de los mandatos de vivienda justa.

Describir los elementos de la ley del Estado de Nueva York relacionados con la vivienda justa.

Reconocer la autoridad de la Comisión de Derechos Civiles de Nueva York.

https://zoom.us/j/3237166005

Capítulo 12 – Contratos y su Preparación

Conceptos básicos del derecho contractual.

Elementos esenciales de un contrato válido.

Cómo se aplica el estatuto de fraude a los contratos.

Cómo se pueden rescindir los contratos.

Información necesaria para redactar un contrato de compraventa.

Capítulo 12-A – Arrendamientos

Cómo distinguir entre los diferentes tipos de arrendamientos.

El propósito de los diferentes tipos de opciones de arrendamiento.

Cómo afectan las cláusulas a los contratos de arrendamiento.

Cómo se pueden rescindir los arrendamientos y cuándo es aceptable iniciar el proceso de desalojo.

La diferencia entre el control de alquileres y la estabilización de alquileres.

https://zoom.us/j/3237166005

Chapter 10 – The Valuation and Process and PricingProperties

Differentiate between comparative market analysis andappraisals.
Discuss the definition of market value.
Explain the difference between value, price, and cost.
Explain how and why a SMA is used.
Explain the salesperson’s role in the valuation processand pricing properties.
List the three approaches to determining value.

Chapter 10-A – Real Estate Math

Measure square footage and acreage.
Calculate commission.
Calculate the net to seller.
Calculate annual interest.
Calculate percentage of profit and loss.

Take Erik's Classes Here - https://us02web.zoom.us/j/7016646690

Highline Residential

Chapter 11 – Human Rights and Fair Housing

Describe the evolution of fair housing laws.
Identify examples of discrimination.
Explain federal Fair Housing Laws and practices.
Define elements of the Americans with Disabilities Act.
Utilize acceptable advertising guidelines.
Identify implications of violation fair housingmandates.
Describe the elements of New York State law related tofair housing.
Recognize the authority of the New York Civil RightsCommission.

https://us02web.zoom.us/j/515824493

Password: 123456

As a lecturer and educator in great demand, Kristen is tirelessly spreading the green message. She has addressed the United Nations twice, spoken annually at the NY Javits Center GoGreen Expo, appeared on national Talk Radio and filmed a pilot for Lifetime TV, along with other television appearances. She has also granted interviews to the Wall Street Journal, Newsweek, the Village Voice and other publications.

Kristen is also a dedicated educator. She wrote the 1st environmental building course accepted by NY Dept. of State. At the request of State University of New York, she created a Corporate Sustainability curriculum, the first of its kind to be offered at a major university.

Chapter 12 – Contracts and Contract Preparation

Basic concepts of contract law.
The essential elements of a valid contract.
How the statute of frauds applies to contracts.
How contracts may be terminated.
What information is needed to prepare a sales contract.

Chapter 12-A – Leases

How to distinguish among the different types ofleasehold estates.
The purpose of different types of lease options.
How covenants affect lease contracts.
How leases may be terminated and when it is acceptableto begin the process of eviction.
The difference between rent control and rentstabilization.

https://us02web.zoom.us/j/515824493

Password: 123456

As a lecturer and educator in great demand, Kristen is tirelessly spreading the green message. She has addressed the United Nations twice, spoken annually at the NY Javits Center GoGreen Expo, appeared on national Talk Radio and filmed a pilot for Lifetime TV, along with other television appearances. She has also granted interviews to the Wall Street Journal, Newsweek, the Village Voice and other publications.

Kristen is also a dedicated educator. She wrote the 1st environmental building course accepted by NY Dept. of State. At the request of State University of New York, she created a Corporate Sustainability curriculum, the first of its kind to be offered at a major university.

Chapter 13 – Overview of Real Estate Finance

What instruments are used to finance the purchase ofreal estate.
The difference between primary and secondary mortgagemarkets.
Types of primary mortgage lenders and their areas ofspecialty.
Methods by which a mortgage loan is repaid.
The purpose of private mortgage insurance and how itworks.
Indicators of predatory lending and how it can beprevented.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

This tutoring class can only be taken online, and not in person.

register

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Chapter 14 – Mortgage Basics

Types of mortgages and their particular uses.
Typical legal clauses found in mortgages.
The process of judicial foreclosure and the equitableright of redemption.
Lending regulations designed to protect borrowers.
What information is required on a loan application.
Qualifying standards for conventional, FHA-insured, andVA-guaranteed loans.
The difference between a mortgage banker and a mortgagebroker.
What the responsibilities of a mortgage broker are.
The state registration requirements for mortgagebrokers.
New York requirements for dual agency disclosure.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

We R New York

This tutoring class can only be taken online, and not in person.

register

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Chapter 3 – Law of Agency

Disclosure and Listing Forma

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

Chapter 15 – Municipal Agencies

The administrative divisions within New York State.
The roles and responsibilities of municipal agencies inNew York State.
How these agencies can help you as a real estateprofessional.

Take John's Classes Here - https://us02web.zoom.us/j/9425292516

John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company. He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department. It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies. He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing. From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company. John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.

Taxes and Assessments (1 hr)

· Assessed Value

· Various tax jurisdictions

· Tax Rate Advanced

Fair Housing and Fair Lending (3 hrs)

· Federal Fair Housing and Lending Laws

· The Path to Civil Rights:

o Civil Rights Act of 1866

o Fair Housing Act o Americans with Disabilities Act

o Equal Credit Opportunity Act

· The Role of HUD

· Advanced Fair Housing and Fair Lending

· Fair Housing in New York State

· New York City Fair Housing

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Agency

Chapter 16 – Real Estate Taxes and Assessments

The purpose of property taxation.
Who may be exempt from property taxes.
How properties are assessed and by whom.
How to calculate property taxes.
How equalization affects property taxes.
The process property owners follow to challenge assessments.

Take John's Classes Here - https://us02web.zoom.us/j/9425292516

John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company. He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department. It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies. He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing. From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company. John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.

Achieving Transactional Agreements through Transaction Analysis (4 hrs)

· Fiduciary Duties

· Agency Disclosure

· The Role of the Attorney in a Real Estate Transaction

· Purchase Agreements

· Binders in New · Contract Signing

· Confidentiality Agreements

· Competitive Market Analysis

· Buyer-Broker Agreement

· Market Analysis and Pricing Issues

o Economic Factors

o Government Factors

o Property Conditions

· State Certified and Licensed Real Estate Appraisers

· The Mortgage Industry

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Achieving Transactional Agreements through Transaction Analysis (2 hrs)

· Real Estate Purchase and Sale Agreement

· Basic about Homeowner's Insurance

· Reasons Buyers Need Title Insurance

· What to do during a Walk-Through

· Communicating for Results

Local Issues and Concerns (2 hrs)

· New York Environmental and Conservation Agencies

· New York DEC Regions

· Environmental Issues

o NY State Environmental Quality Review (SEQR)

o Public Water Systems

o Underground Storage Tanks

o Brownfields

o Radon Testing

o State Forest Preserves

o New York Agricultural Districts

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Chapter 4 – Law of Agency

Other Types of Disclosure and Antitrust Laws

Take John's Classes Here - https://us02web.zoom.us/j/9425292516

John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company. He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department. It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies. He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing. From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company. John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.

Chapter 17 – Condominiums and Cooperatives

What a condominium is, how it is developed, and how itoperates.
Considerations which condominium purchase andownership.
Requirements for the sale and purchase of cooperatives.
How condos and co-ops differ.
How a condop is created.

Take John's Classes Here - https://us02web.zoom.us/j/9425292516

John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company. He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department. It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies. He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing. From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company. John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.

Broker Supervision & Use of Office Managers (2 hrs) (Remedial)

· Leadership skills

· Different management Styles and structures

· How to supervise your salespersons

· Place of Business and Branch Offices

· Creating policies vs. procedures.

· Understanding Employees vs. Independent Contractors

Onboarding/Continued Training (2 hrs)

· Recruiting New Licensees or Experienced Agents?

· Attracting Potential Agents

· Creating a hiring profile

· Federal Employment Laws

· Independent Contractor Agreements

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Agent Safety and Supervision (2 hrs) (Remedial)

· Agent Safety Protocols

· Safety Apps

· How to conduct safe showings and open houses: NAR Tips

· Safety and Showings

· Cybersecurity Protections

Lawful Application of Teams (1 hr)

· Teams and Supervision

· Team Management

· The Role of the Team Leader

· Roles of Unlicensed Assistants in Teams

· Commission Sharing

Standard Operating Procedures (1 hr)

· The SOP Law.

· Amendment of the Real Property Law

· Exposing Discriminatory Real Estate Practices

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Highline Residential

Chapter 18 – Property Management

Licensing requirements for property managers in NewYork.
What skills are necessary to be a successful propertymanager.
What comprises the management agreement used to set upand support property management.
Which budgets and reports property managers mustdevelop and analyze.
How to effectively advertise, market, and lease managedproperties.

Take John's Classes Here - https://us02web.zoom.us/j/9425292516

John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company. He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department. It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies. He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing. From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company. John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.

Financial Management (2 hrs) (Remedial)

· Financial Controls

· Engaging an Accounting Firm

· Understanding Financial Statements

· Budgeting

Source of Income and Subsidy Programs (2 hrs)

· Income Stability for investors

· ECOA Prohibitions: Income Source

· Tenant’s Employment History

· Standard Income Verification for tenants

· Subsidy Programs by HUD and the FHA

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Chapter 5 – Easements and Liens

Differentiate types of easements and who benefits fromthem.
How easements may be created.
The difference between easements and licenses.
The difference between encumbrances and encroachments.
Various types of liens.
The impact of liens on property.
Adverse possession and the requirements necessary for it.

Take John's Classes Here - https://us02web.zoom.us/j/9425292516

John has been in the Real Estate and Finance industry since 1989.He started his finance career at American Funding a Brooklyn based mortgage Brokerage company. He became the manager for the Sheep’s head bay branch and Developed American Funding’s Commercial Department. It was John’s love of the complexity of commercial Finance that move him to seek out Commercial financing companies. He became a Managing director at Marine Merchant international bank based in Long Island to learn more about commercial and business loan financing. From there John moved to become a branch manager for GHMC, and then built a commercial Branch for All Money Mortgage Bankers before finding his home at Diversified financial.

He started Diversified Residential and Commercial Services 11 years ago after his partners retired, and holds his NY Real Estate Brokers license since 2004 and His Pennsylvania Brokers license since 2012. Diversified is a Full service real estate brokerage company and also a Commercial and residential mortgage brokerage company. John has financed 100’s of Millions of dollars of properties in 39 of the 50 states in the country, with his largest financing transaction to date of $22,800,000.

Chapter 19 – Commercial and Investment Properties 1

License requirements for commercial real estate.
Considerations for different types of investmentproperties.
How rent is calculated on commercial space.
How commercial leases are structured.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

Loan Products-Investment Monies (1 hr) (Remedial)

· The Role of the Secondary Market

o Freddie Mac

o Ginnie Mae

o Fannie Mae

· What are convention Loans?

· What are government backed loans?

Residential Leasing Terms (1 hr)

· Property leasing steps

· The application processes

· Identification fees screening and selecting Tenants

· Screening Services

· Legal History of the tenant

· Personal Investigation

· Rental history of the tenant

· Financial Status of the tenant

· Credit Reports

· Income Verification

· Reaching a Decision Risk Management (2 hrs)

· How Lenders and investors manage Risk on investments?

· Types of investments

· Types of Ownership

o Stocks

o Loans

· Investment risk

o Safety

o Liquidity

· Benefits/Negatives of real estate investing

o Appreciation

o Leverage

o Tax Benefits

o Lending Risks

o Risk of Default

o Risk of Loss ·

The underwriting process

· Foreclosure

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Assessment Exemptions & Taxes (2 hrs) (Remedial)

· Understanding the various tax exemption programs

o STAR

o Seniors

o Veterans

o Plot

· Understanding the licensee’s role

Cultural Competency (2 hrs)

· What is Culture and Cultural Competency?

· What is Culture?

· Aspects of Culture Elements of Culture

· Levels of Culture International Culture International

· Cultural Change Cultural Change

· Practicing Cultural Competency

· Working with Diverse People

· Handling Buyer’s and Seller’s Biases Agent’s Responsibilities

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Chapter 20 – Commercial and Investment Properties 2

Characteristics of real property investment.
How risk affects property investment.
The components of the cash flow model and how it isapplied to most investment opportunities.
How to evaluate the income potential of an investmentproperty and determine its value to an investor.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

Diversity Equity & Inclusion Training/History (2 hrs) (Remedial)

· Overview of Diversity, Equity, and Inclusion

· Inclusion DEI in the Workplace

· History of Fair Housing and NAR Fair Housing and NAR Today

· Article 10 of the Code of Ethics Equal Professional Services Model

· Communicating Effectively with Multi-Cultural

Historical Overview of Fair Housing (1 hr)

· The History of U.S. Anti-Discrimination.

o Laws Pre-Civil War Reconstruction Era

o Reconstruction Era: Jim Crow Laws Early 1900s

o Depression Era: FHA Creation and Impact

o Post-World War II Progress End of the Jim Crow Laws

o Civil Rights Act of 1968

· Breaking the discriminatory Cycle

Assistance Animals and Service Animals (1 hr)

· Federal and State Law Overview

· Federal Anti-Discrimination Acts Fair Housing Act Rehabilitation Act Americans with Disabilities.

· FHA Compliance for Assistance Animals

Take Don's Classes Here - https://us02web.zoom.us/j/9930381930

Donald began his lucrative career in 1980 as a mortgagebroker, arranging real estate loans for residential and commercialclients. Through the years, he hasworked extensively in the mortgage, property management, and real estate industriesin New York City. In 2006, he became alicensed mortgage and real estate instructor, who has authored and obtained NYDepartment of State approval for over twenty different courses, with topicsincluding Real Estate Salesperson/Broker Licensing, Tax Liens, and Real EstateInvestment Strategies. Most notably, heco-authored the NMLS-approved textbook for the New York State-Licensed MortgageLoan Originators on the topic of continuing education requirement, which waspublished by Hondros Learning in 2013.

Donald’s approach to education integrates real-worldexperiences from his rich background and expertise in the fields of Mortgage,Property Management and Real Estate. Heteaches a variety of disciplines such as the Real Estate Salesperson LicensingCourse, Mortgage Loan Originator Licensing Course, and various ContinuingEducation courses.

Chapter 6 – Deeds

The purpose of a deed.
Essential elements of a valid deed.
How to distinguish among the different forms of deeds.
About a property’s legal description.
Methods of transferring title.

Chapter 6-A – Real Estate Closings

The purpose of the public records system.
The significance of a marketable title.
The documents necessary for closing.
Which closing costs are paid by a buyer and by aseller.
How to calculate prorations.

Take Vincent's Classes Here - https://us02web.zoom.us/j/2258533528

For most sessions we line up guest speakers (subject to availability) with expert knowledge in various real estate areas to make a presentation to the class. You will be notified who will be presenting once the classes start. Prior presentations included the following: HPD lecture on LL#1; Financing and Debt; Environmental Remediation; Realty Information System www.rissoft.com (software application); and a interactive overview of operational management issues included with a NYC field trip (see prior class pictures).

Topic I: Communications Skills and Understanding Property Management For Commercial, Residential (Condo/Co-op), Medical, Industrial, Government, Hotel/Resort, Special Use & Infrastructure Projects

Topic II: Operations Management, Public Relations, Trades & Workforce

Topic III: Building Compliance, Legal, Authority and Contractual Issues

Topic IV: Debt-Equity Load and Real Estate Computer Software Systems

Topic V: Budgets, Cash Flow, Financial Statements and Bookkeeping

Topic VI: Field Trip, Green Building (LEED), Marketing & Urban Planning

Topic VII: Leases, Landlord – Tenant Law and Risk Management

Topic VIII: Conservation, Security and Safety Protocols & Zoning Issues

The course participant can make a verbal request of the Instructor to be involved with preparing an optional course paper that can be graded with a letter or numeric grade for the purpose of obtaining a educational reimbursement from an employer or employment program for career development.

register

THESE CLASSES ARE ONLY ONLINE, AND NOT IN PERSON

Join Zoom Meeting

Sal Rozenberg is inviting you to a scheduled Zoom meeting.

https://us02web.zoom.us/j/6797308770

Meeting ID: 679 730 8770
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Salvador Rozenberg is an experienced professional with a diverse background in architecture, civil engineering, community development, construction, education, leadership, real estate, teaching, urban planning, and youth development. He is interested in senior leadership development, business development, urban design, and data architecture roles in industries such as healthcare, economic development, education, and engineering. Salvador is based in New York (NY) and prefers locations in the Tri-State Area and Florida. He possesses strong skills in leadership, project management, data analysis, and interpersonal communication.

Chapter 11 – Human Rights and Fair Housing

Describe the evolution of fair housing laws.
Identify examples of discrimination.
Explain federal Fair Housing Laws and practices.
Define elements of the Americans with Disabilities Act.
Utilize acceptable advertising guidelines.
Identify implications of violation fair housingmandates.
Describe the elements of New York State law related tofair housing.
Recognize the authority of the New York Civil RightsCommission.

https://zoom.us/j/3237166005

This course covers basic fair housing principles which salespersons and brokers are expected to know and practice. The course also examines the Federal, State, local and regulatory codes that shape fair housing as we know it.

Students will gain a deeper understanding of the law by reviewing historical origins and social objectives. The course begins at the time in America when we had "unfair housing," in other words, people living in the forced servitude of slavery. The historical account continues through the Civil War, the Civil Rights era, and the Women's and Disabilities movements to the present day. Landmark Supreme Court cases are also covered in detail, along with examples of enforcement in the real estate industry. This timeline is intended to clarify, amplify and dramatize the laws we follow in real estate practice.

In licensing classes, students were required to memorize fair housing laws and court decisions. In this class, they learn why and how these historic strides were made. Techniques for upholding fair housing law also will be discussed in detail.

Among the many topics, this class will include:
Fair Housing Concepts
Brokerage practices
What Housing is Covered under Fair Housing?
Definitions: "Protected Groups", "Profiling" etc.
Megan's Law
History and Legislation
Federal Laws
Supreme Court Cases
Plessy v. Ferguson, Buchanan v. Warley, Brown v. Board of Ed., Shelley v Kraemer, Jones v Mayer
NY State Legislation and Local Laws
ADA Americans with Disabilities Act
NYC Fair Housing Protections
How Real Estate Licensees Can Support Fair Housing

register

https://us02web.zoom.us/j/515824493

Password: 123456

As a lecturer and educator in great demand, Kristen is tirelessly spreading the green message. She has addressed the United Nations twice, spoken annually at the NY Javits Center GoGreen Expo, appeared on national Talk Radio and filmed a pilot for Lifetime TV, along with other television appearances. She has also granted interviews to the Wall Street Journal, Newsweek, the Village Voice and other publications.

Kristen is also a dedicated educator. She wrote the 1st environmental building course accepted by NY Dept. of State. At the request of State University of New York, she created a Corporate Sustainability curriculum, the first of its kind to be offered at a major university.

Ethical Business Practices And Recent Legal Matters For Real

Estate Professionals

This 3.75 hour course will review ethical business practices in a variety of situations

encountered by real estate professionals, and will also include an update of recent legal

matters pertaining to the practice of real estate by brokers and salespersons. The

course is designed to comply with the new real estate licensing continuing education

requirements.

COURSE OUTLINE

The role and importance of ethics in real estate practice.

Models of ethical decision making and their application to real estate situations.

Applying Ethics in Agency Situations.

Applying Ethics in Stigmatized Property and with Megan's Law Situations

.

Applying Ethics in Fair Housing and Housing Discrimination Situations.

Applying Ethics in Situations involving Environmental Hazards and Property Defects.

Applying Ethics in Situations Involving Working With Colleagues and Competitors.

Ethics in Dealing With The Public.

Professional Standards Relating to Real Estate Professionals: Codes and legal standards

relating to real estate practice.

Review of fundamental legal considerations all real estate professionals should know.

A Review of recent legal matters pertaining to the practice of real estate, including recent

statutes, laws, regulations, rules, codes, NY Department of State Opinions, as may be

application.

Summary, Discussion & Questions: How do we as real estate professionals "do the right

thing"?

register

https://us02web.zoom.us/j/515824493

Password: 123456

As a lecturer and educator in great demand, Kristen is tirelessly spreading the green message. She has addressed the United Nations twice, spoken annually at the NY Javits Center GoGreen Expo, appeared on national Talk Radio and filmed a pilot for Lifetime TV, along with other television appearances. She has also granted interviews to the Wall Street Journal, Newsweek, the Village Voice and other publications.

Kristen is also a dedicated educator. She wrote the 1st environmental building course accepted by NY Dept. of State. At the request of State University of New York, she created a Corporate Sustainability curriculum, the first of its kind to be offered at a major university.

Chapter 12 – Contracts and Contract Preparation

Basic concepts of contract law.
The essential elements of a valid contract.
How the statute of frauds applies to contracts.
How contracts may be terminated.
What information is needed to prepare a sales contract.

Chapter 12-A – Leases

How to distinguish among the different types ofleasehold estates.
The purpose of different types of lease options.
How covenants affect lease contracts.
How leases may be terminated and when it is acceptableto begin the process of eviction.
The difference between rent control and rentstabilization.